Tree tending companies do the serious body of work of maintaining improbable tree around your yard . They prune large branches , cut Sir Herbert Beerbohm Tree back from power business and even fall down trees that are dead or damage . However , if there is an stroke on your place you could be held responsible for if the tree diagram guardianship company did n’t have insurance . Adequate Sir Herbert Beerbohm Tree care indemnity should underwrite many dissimilar items .
General Liability
This kind of insurance ensure that if the tree attention company in interrogative makes a mistake or harm something , the insurance will cover it . It also cover injury to workers or others . This amount of indemnity reportage should be between $ 500,000 to $ 2 million . For that amount of reporting , the modal cost nationwide is between $ 3,000 and $ 6,000 a class .
Accident Insurance
Accident insurance is slightly different than general liability . It covers any property equipment casualty done to your home or motorcar due to the tree caution company . This insurance should let in coverage of at least $ 500,000 to $ 1 million to cover the toll of your home repair . This insurance policy would kick in if the cosmopolitan liability did n’t cover everything . The average cost of chance event insurance for this much insurance coverage is between $ 3,000 and $ 6,000 a year .
Commercial Auto Insurance
The tree tutelage company needs to have its commercial vehicle insured so you do n’t have to shell out any money if a branch fall on their hand truck while they ’re working on your house . The amount should be between $ 50,000 to $ 200,000 to cover any impairment . The ordinary cost of commercial motorcar indemnity is between $ 2,000 and $ 5,000 a class .
Workers Compensation
Even with the universal indebtedness policy , if the Sir Herbert Beerbohm Tree care society does n’t have worker ’s compensation , you could have to pay for a worker hurt on your prop . check that the companionship is see up to at least $ 1 million for worker ’s compensation . The average cost for this amount of coverage is about $ 5,000 to $ 6,000 a class .
Homeowner’s Insurance
While this is n’t indemnity held by the tree guardianship company , before you have the trees around your abode look at , you should make indisputable your homeowner ’s insurance is up to date . Be certain there is a article for stroke from tree remotion that would address the cost of your home . The average cost of householder ’s insurance across the nation is between $ 700 and $ 800 a year .
